Intelligent CIO Africa Issue 36 | Page 27

+ EDITOR’S QUESTION SELINA BIEBER, REGIONAL DIRECTOR FOR TURKEY AND MENA AT GODADDY EMEA T he impacts of phishing emails are a pervasive security risk you face as a small business owner or a solo entrepreneur. Phishing scams are attempts by hackers to get users to hand over sensitive information, like passwords and credit card information. Here are a few good practices to help beat the scammers: Recognise the tell-tale signs Some phishing emails are obvious because they are badly written and formatted that no real bank, as an example, would send them out. Others are more carefully put together and could fool the average user who just takes a casual look at the format and the content. Either way, there are some tell-tale signs that can indicate that an email is not legit: • Generic email greeting, such as ‘Dear customer’. Your bank has your full name on record. “ CHECK THE WEBSITE URL ADDRESS BAR TO SEE IT HAS AN SSL CERTIFICATE. www.intelligentcio.com • A link of a URL that you do not recognise or looks suspicious – check the link source before you click on it, often by hovering over the link. • Unexpected attachments. • Grammar and spelling mistakes. • Urgent calls to action – ‘log in within the next 48 hours, or your account will be closed’, ‘your account has been breached’, or ‘to receive your refund, you must login in the next 24 hours’. Educate your team Educate your team about the dangers of phishing emails and the signs that an email might be a scam. Consider introducing policies that forbid them from opening attachments they are not expecting or clicking on a link in an email they do not recognise. You may also consider making it company policy not to use the same password for different websites. Ask employees to alert you when they see emails that seem random or suspicious. Enable two-factor authentication Two-factor authentication is about using something you know (your password) and something you have (a one-time PIN received on your phone, your thumbprint, or a token) to sign into an online service. Even if you accidentally give your banking login and password to a scammer, they will not be able to do much with it if they don’t have access to your phone. It can be /////////////////// an essential extra layer of security for your sensitive data. Install anti-virus and anti- malware software There are a lot of scams and malware variants on the Internet and installing anti- virus or anti-malware software can help to keep your devices and data safer. When it comes to phishing, up-to-date security software can help by catching the virus or malware and quarantining it, should a user click on a phishing email. Also, check with your service provider to see if they offer security monitoring solutions to help block suspicious emails before they enter your inbox. Get SSL for your website If the email passes all of the steps above, and you click a link to visit a website, there are two more checks to do – check to make sure you are on the company’s actual website and check the website URL address bar to see it has an SSL certificate. With South Africans growing more savvy about the importance of online security and more concerned about potential cybercrime, no small business can overlook the importance of installing an SSL Certificate for their website. The reassuring presence of the familiar padlock symbol in the URL bar as a sign of SSL security, protecting the transmission of personal information, shows online visitors and shoppers that you take security seriously and that your website has additional security protections in place. n INTELLIGENTCIO 27