Intelligent CIO Africa Issue 40 | Page 44

COUNTRY FOCUS: KENYA Afya Rekod is currently in discussions with various entities across governments and developing partners to explore how their efforts can be accelerated urgently for COVID-19. The platform presents a unique ability to address critical emerging health needs as it has a differentiated product that is centred around the most important entity in a health equation, a patient which presents a rapidly growing opportunity to launch an AI engine that solves and helps the world prevent and monitor the spread of global pandemics like COVID-19. • Kenya adopts cutting-edge technology to fight economic fraud Companies in Kenya continue to adopt more cutting-edge technology to fight the economic impact of fraud. According to a survey by global audit firm PwC, Kenya lost Kes5.5 billion to economic fraud during a 24-month review. There were 5,000 plus respondents globally with 102 from Kenya and 58% reported they experienced economic crimes in the last 24 months, which is down from 75% reported in 2018. However, the percentage is still higher than the world average of 47%. PwC said that the most common cases of fraud were bribery and corruption, procurement fraud, asset misappropriation and customer fraud. And 36% of these frauds are committed by internal people in companies, while 32% was a collusion between internal and external players and 27% were external players. The survey said advanced technology by itself was not sufficient to combat economic crimes but companies also need to invest in the right expertise, governance structures and monitoring mechanisms. The survey found that as organisations strive to be more efficient and better serve an evergrowing client base, they continuously adopt more complex technology. As this happens, attacks aimed at the systems or designed to utilise these systems also become more sophisticated in scale and methodology. As such, organisations have no option but to invest in ever more complex anti-fraud technology. This unfortunately increases the risk of the technology employed being ineffective especially where knowledge of how such technology works is limited to a few individuals in the organisation. There is also a risk that organisations will erroneously assume that the technology they have invested in, since advanced, can in isolation of other measures, protect them from fraud. Although AI ranked lowest, it is widely seen as the future in crime busting technology. This is due to its ability to harness Big Data and ability to augment the other technologies and more traditional methods of combating economic crimes. Of the common AI technologies that also include Natural Language Processing (NLP), Natural Language Generation (NLG), Voice Recognition and Machine Learning; Kenyan respondents highlighted Biometric Authentication as the most beneficial AI technology with 34% of Kenyan respondents installing and deriving value from it. Biometric technology has been refined over the past few years with deployment of fingerprint readers and facial recognition software improving tremendously. Smart phone developers have been key in fast tracking the development and widespread use of this technology. According to the survey’s respondents, cost, limited resources to run/handle results and lack of (appropriate) systems were the top three reasons preventing their organisation from implementing or upgrading technology in order to combat fraud, corruption or other economic crimes. Technology is dynamic, changing every so often with new developments every year. In Africa, cybercrime ranks among the top areas of concern with 38% of CEOs citing it as a threat. • 44 INTELLIGENTCIO www.intelligentcio.com